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Investment funds, shadow banking and systemic risk
Halmstad University, School of Business, Engineering and Science, Centre for Innovation, Entrepreneurship and Learning Research (CIEL), Knowledge Entrepreneurship and Enterprise Research (KEEN).ORCID iD: 0000-0003-2173-484x
2017 (English)In: Shadow Banking: Scope, Origins and Theories / [ed] Anastasia Nesvetailova, London: Routledge, 2017, p. 163-177Chapter in book (Other academic)
Abstract [en]

Credit intermediation - accepting deposits or other short-term funding from surplus agents and lending it on to corporations, households and public bodies with borrowing needs - is typically associated with banks. Traditionally credit intermediation has been provided through a business model where banks act as single intermediaries, managing all stages of the credit intermediation process. The role of other financial intermediaries, such as investment funds, has been limited. However, in recent decades, the provisioning of credit has become increasingly segmented, with the various stages of the intermediation process supplied by a variety of financial entities, specializing on one particular or several stages in the intermediation chain. The potential benefits from such segmentation are substantial. It allows for more efficient intermediation, provides opportunities to diversify risk, improves pricing and allocation of risk as well as avoids its concentration in (typically a few large) banks. It also increases supply of funding and liquidity, thereby lowering costs for banks, their clients and the overall economy (Duffie, 2008; Bengtsson, 2014a). © 2018 selection and editorial matter, Anastasia Nesvetailova; individual chapters, the contributors.

Place, publisher, year, edition, pages
London: Routledge, 2017. p. 163-177
Series
Routledge critical studies in finance and stability ; 11
National Category
Economics
Identifiers
URN: urn:nbn:se:hh:diva-41521Scopus ID: 2-s2.0-85050260585Libris ID: 21552791ISBN: 9781315511603 (print)ISBN: 9781138201538 (print)OAI: oai:DiVA.org:hh-41521DiVA, id: diva2:1390837
Available from: 2020-02-03 Created: 2020-02-03 Last updated: 2020-02-03Bibliographically approved

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Bengtsson, Elias

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Total: 218 hits
CiteExportLink to record
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Citation style
  • apa
  • ieee
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  • nn-NB
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Output format
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